Rated #1 on Google Reviews
Australia's Most Trusted Life Insurance Adviser
Protect today, secure tomorrow, and enjoy peace of mind always — with cover that's built around the people you love.
Tailored Life Insurance Plans
Cover shaped around your family, not a template.
Claims Support That Cares
Dedicated help when you need it most.
Advice You Can Trust
Clear, honest guidance — never jargon.
Why Planwise
Trusted advice, tailored cover, real support
We combine personalised plans, caring claims support and straightforward guidance — so you can protect what matters most with confidence.
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Australians protected
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Net promoter score
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Same-day quoting
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Products & Services
Our Comprehensive Insurance Solutions
We offer a suite of tailored insurance solutions designed to safeguard your income and provide peace of mind during life's uncertainties.
Life Cover
A lump sum paid to the people you love, so their future stays on track if the worst happens.
Income Protection
Replaces a portion of your income if illness or injury keeps you away from work.
Total & Permanent Disablement
Financial support for your family when you're unlikely to ever return to work.
Trauma Cover
A lump sum on diagnosis of a serious condition, so you can focus on recovery.
Meet Your Adviser
Mona Shah — Life Insurance Expert
Mona's journey into insurance began from a deeply personal place. As a mother to a young family, she wanted to make sure the people she loved would always be protected, no matter what life might bring. What started as a personal decision soon became a genuine passion for helping other families achieve the same sense of security.
With a background in accounting and a strong sense of responsibility, Mona understands that financial wellbeing is about much more than numbers. It's about having the right protection in place, knowing your loved ones are supported, and having peace of mind for the future.
She takes the time to understand each person's circumstances, explain insurance options in simple terms and help clients make informed decisions about protecting their income, health, family and financial future.
Her approach is built on clarity, empathy and personalised advice. Mona believes insurance shouldn't be complicated or overwhelming.
"My mission is simple: to help individuals and families protect today, secure tomorrow and enjoy peace of mind always."
Our Process
How Planwise Works
Four essential slices that come together to create the perfect plan. Hover or tap each slice to explore how Planwise takes you through every step, from start to finish.
Step 1: Discovery Call
A relaxed chat to understand your family, income and what matters most to you.
Why Choose Us
Not sure where to begin?
Insurance can feel overwhelming. Here's why thousands of Australians start with Planwise.
Advice That Puts You First
We're not tied to any one insurer — every recommendation is shaped around your needs, not commissions.
We Compare the Market
Access policies from Australia's leading life insurers, compared side by side so you can choose with confidence.
No Cost to You
Our advice service is free — we're paid by the insurer you choose, never by you.
Support at Claim Time
When it matters most, we manage the paperwork and advocate for you every step of the way.
Our Trusted Partners
Get a Free Quote
Need a quote? We make it simple!
Tell us a little about yourself and one of our friendly advisers will compare Australia's leading insurers to find cover that fits your life — no cost, no obligation, no jargon.
Got a doubt? Talk to us
Call: 0412 345 678
Rating 4.9 · 360+ reviewsWhat our clients say
"Great experience! Great rate! Very happy to find Planwise. The whole process was simple from start to finish."
"Mona explained everything in plain English and found us cover that actually fits our budget. Couldn't recommend more highly."
"After years of putting it off, Planwise made getting life insurance genuinely easy. Wish I'd done it sooner."
"When we needed to claim, the team handled everything. Having that support during a hard time meant the world."
"Honest advice, zero pressure, and a policy that covers exactly what my family needs. Five stars."
"As a single mum I finally feel like my kids are protected. The empathy and patience shown to me was incredible."
"Great experience! Great rate! Very happy to find Planwise. The whole process was simple from start to finish."
"Mona explained everything in plain English and found us cover that actually fits our budget. Couldn't recommend more highly."
"After years of putting it off, Planwise made getting life insurance genuinely easy. Wish I'd done it sooner."
"When we needed to claim, the team handled everything. Having that support during a hard time meant the world."
"Honest advice, zero pressure, and a policy that covers exactly what my family needs. Five stars."
"As a single mum I finally feel like my kids are protected. The empathy and patience shown to me was incredible."
Common Questions
Things parents often want to know
It depends on your family, debts and income. Most families start with life cover, then add income protection or trauma cover. A short chat with an adviser will pinpoint exactly what you need.
A common guide is 10–12 times your annual income, but the right amount depends on your mortgage, dependants and lifestyle. We calculate this with you, free of charge.
Premiums vary with age, health and cover amount — many healthy Australians pay less than a daily coffee. Comparing insurers is the fastest way to find a great rate.
Default cover inside super is often limited and can have strict definitions. We review your existing cover and top it up only where genuine gaps exist.
Absolutely. Life changes — marriage, kids, a new home — and your cover should too. We review your policy regularly so it always fits.
We've always got your back.
Our friendly advisers are just a call away, ready to help your family find the right protection.